Physiciandiquote.com consults on a national level to design and quote disability insurance plans for physicians that protect against a long-term disability as a result of sickness or injury. Through our access to multiple highly rated carriers, our experienced agents will report back to you with your options, providing unbiased advice based upon language-definitions in the plan, optional riders relevant to your specific needs, and associated costs that match your budget.
Physiciandiquote.com specializes in providing own occupation disability insurance to physicians and dentists. Whether you are an anesthesiologist, radiologist, emergency room physician, cardiologist or surgeon, you will find relevant information on the most respected, financially secure disability insurance companies in America.
For more than 25 years, we have been helping physicians understand the ins and outs of a disability insurance policy and how the right policy will protect your income from a disability. After a disability plan is implemented through us, we are here to advocate for you during a claim, usually resulting in faster benefits paid if a disability strikes. We continue servicing you throughout your medical career updating your policy to reflect the changing needs.
We earn the respect of doctors through our expert understanding of the strengths and weaknesses of each carrier in the physician disability insurance marketplace. We demonstrate value by walking you through often times confusing language that may or may not be relevant to your needs, then helping you understand the differences between each plan in a clear, verifiable format.
With our ability to expose all your options from one source, we save you a considerable amount of time, but we also show you what your premium payments are going towards and advise you on which is the most cost effective.
After we have received your quote request, we will send you quotes from the most competitive companies, and then coordinate a time with you to discuss your options, then further customize your plan from your input. When you decide upon a carrier(s), we will manage the application through mail, email, or fax and make the process smooth by working around your busy schedule.
Disability Insurance is a critical component of anyone’s financial foundation. Given the odds of being disabled and unable to work (about 30% at any age prior to age 65), disability insurance often is recommended as more important than life insurance by many insurance agents and financial planners. Unfortunately, most insurance agents and financial planners do not have an expertise in this important protection. Our representatives are Disability Insurance pros, and have many years of practical experience to help you tailor coverage to better fit you and your situation.
No it is not difficult; we make it EZ. We need some basic information about you and your current health. We also need to know about your occupation, and how you earn a living. With this information in hand, we can go to work looking for the carrier that best meets your needs from both a coverage and cost standpoint.
No two companies are alike in this market, and no two risks are either; that’s why we look at no less than 4 companies for each proposed insured. Certainly some people may not qualify medically or financially for the coverage, but if there is coverage available we have access to it.
Please don't hesitate to call us with any questions. A qualified agent will be happy to address your concerns. About Di Quote